Cacoethes Scribendi

Write to satisfy the urge to write

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Credit Card Habits

The internet has a lot of tips on using your credit card wisely. I can only surmise that with the wave of people writing on wise use of credit cards, a lot of people with debt woes are googling to read these tips. In my younger days, I experienced credit card woes. At an early age of 22, I got an whooping 60,000 credit  card debt, an amount which is a lot more than my monthly salary. In short, I was living a life beyond my means. I do not know why my debt ballooned that huge.

I decided to fix my debt-ful existence and cut my credit cards. I paid for my credit card balance in 12 months, spending minimally during those times. I was elated when I paid out everything and had no debt for several months. Then, I got a new card but was fearful to use. I did not use my new card for the next 3 months after receiving it, until I realized that I have to teach  myself to use credit wisely and to my advantage.

Right now, I only have one credit card. I do not count my corporate card because I do not use it for personal expenses. My balance is within tolerable limit that can be paid in one month, if I want to. If somebody asks on how to use that piece of plastic, my first answer is use only one credit card and do not accept a high credit limit. Twice your net salary for a credit limit is all that you need.


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US SC Decision Good?

The United States Supreme Court said that it is unconstitutional for Child Rapists to be put to death for raping a child, somebody below 12 years old. The justices has the opinion that the penalty is not proportionate to the crime. Further, murder and crimes against the State warrants the imposition of the death penalty.

This decision is going back to the ‘an eye for an eye, a tooth for a tooth’. Have the justices forgotten or failed to consider the gruesomeness of the crime of rape, or raping a child for that matter? Have they forgotten the sacredness of the human body, the ignominy and the wretched state of the child-rape victim?

I am not in favor of death penalty, but the reasoning of the justices left much to be said. It is inconsistent with how humanity viewed crimes against children. We are a civilized world and we take care of our children…those people who will bring the world to higher heights and will someday take care of us.

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Greed of the Shipping Lines

We Filipinos are not too dumb nor too blind as to forego the nightmare brought to our countrymen by the sheer imprudence of the management of Sulpicio Lines. At the wake of the typhoon, the ship sailed and its passengers met an untimely demise. The ship though met its long overdue abandonment by its owners. What do I mean?

That ship is not anymore seaworthy. Its owners should have abandoned that ship a long time ago and sold it as scrap metals to some junkshop too willing to buy it and salvage what can be recycled. That same ship stopped in the middle of its voyage because something gone wrong with its engine. Had the owner exercised enough prudence and shed off some of its greed, they should have decided a very long time ago to not anymore use the ship for voyage.

Now, the ship overturned and cause hundreds of lives. The ship could be easily turn upside down to recover the corpses of those passengers in their watery graves. However, the owners are too worried not to get their full insurance proceeds decided that they will abandoned the ship. How about the dead passengers? The management came up with the decision without thinking of the anguish the families of the dead passengers are going through right now. The families already know that their loved ones are dead and are already waiting for the dead bodies to be given to them so they can prepare for a decent wake and burial. This the management of Sulpicio Lines did not think of.  If I were the insurer appraiser, I would declare the ship as unseaworthy and refuse to pay any amount of indemnity to Sulpicio Lines. With the very old insured vessel, Sulpicio Lines did not lose anything, hence not worthy to be indemnified.  The fury of nature decided for Sulpicio Lines that it is time to retire the vessel. The sea has spoken…the vessel is not fit for voyage. If Sulpicio Lines will receive insurance proceeds, that is payment for their negligence and is against moral and reprehensible.

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Yaya from Hell

When I heard stories of yayas from hell, I cannot relate. Now, with an 11-month old baby and a lady who qualifies as yaya from hell, I now got my own sordid stories of a yaya from hell. She was not a yaya from hell, but my effort of making her comfortable at home, made her a disgusting yaya from hell. She got so comfortable with things between us becasue I do not treat her like a maid or paid help, whatever you call it. Now, she complains and complains about everything there is and even make demands of what she need or how things should be.  Before, the one thing that got me so irked is her constant blabber on how this one person is offering to her this much pay and that she likes to work for a higher pay to help  her family. Well, to put it bluntly, she is already being paid a much higher pay looking after the baby that what she truly deserves.

 This time, what really got me into a deep resolve to get rid of her is her lack of knowledge of things so basic. She had children of her own, and she should know, even without proper education, what a fever is. It is another thing telling my husband that the baby has fever, when in fact, the baby does not have fever. She saw me used the thermoscan on the baby, and she thought she could used it as well. Well, she could if only she know what the result means.

 The next day, I told her to use the mercury thermometer. She followed, but she broke the spare thermometer. (What could I expect! She breaks a lot of things at home–plates, glasses, hangers, basin, stove knobs, cups, and most recently, this thermometer. I should also say that she spills a lot of things. She ruins a lot of things, some can be mended which I sometimes told her to mend like putting back all the buttons to the curtains).

This evening, we came home with the baby still awake. After playing with the baby for awhile, I noticed the soiled diaper. I told the baby that we need to change her diaper, and yaya from hell immediately volunteered that she should do it. I ignored her and proceeded to change the diaper. I found out that the baby has rashes…not the mild one but rashes with a bit of blood on the skin already…real diaper rashes. I put on diaper rash ointment and decided not to say a thing and wait for her reaction. She did not say a word, but I can see the look on her face…was it guilt? surprise?

In the morning, I asked if the rashes are gone. She said yes and I told her that she should tell if the baby has rashes. She tried to defend herself by saying that she put on petroleum jelly. My goodness. She cannot follow simple instructions because she depend so much on what little antiquated knowledge she knows. Talk about ignorant and close-minded. I told her that the petroleum jelly is not medicine. My instructions to her is to put petroleum jelly on the diaper area at least once a day to prevent diaper rash. I know she has not been using the petroleum jelly for the longest time, because it is still full. Yesterday, when I opened the petroleum jelly container, I can still see my fingermarks from the weekend when I applied petroleum jelly.

What more, she used my slipper, and I was forced to give it to her so she stops using my other slipper. Then, I saw her used my towel to dry her hand and face, and I have to tell her to bring her own towel. She used my hair clamps and all of those hair clamps were ruined by her, and she cannot bring herself to throw it out. I saw her used my comb, and I have to tell her that the comb are personal and she should tell me what comb she likes to use and use that one only, and not all my combs that she can see in the house. This brought her to bring her own comb. Recently, I found out she used the shampoo. It is okay, but she put water in it. What will I do with shampoo and water combined? I told her before, months ago, not to put water on diswashing liquid because it makes the stuff less useful, to the extend that I threw away the entire solution of diswashing liquid and water in front of her. I did the same with the fabric conditioner because she put water on the bottle of newly opened fabric conditioner. I threw away the fabric conditioner and water solution in front of her. Recently, she admitted that shse has been using my bathsoap all the while. So, does she also use my toothbrush? I do not even like the idea of my husband using my bathsoap. Goodness. She is stupid, stupid, stupid. The problem is, my husband loves her and he thinks she is a saint. Well, husband can always live with her because I can live without a husband. I do not mind losing a husband who thinks that a stupid help is just what we need. Maybe, they are both stupid. Okay, they are both stupid and they can marry each other anytime, for all I care. Well, if husband thinks that she is saint, he should have made her his wife. They are both stupid and stupid people deserve each other.

As for me and the baby, we will survive and live peacefully without a stupid man.

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I am a believer that the hardest part of getting things done is starting them. The end of anything is also the product of the beginning. Starting requires some art and strong will. I have to conditioned my mind every night that I am going to get up, put on walking clothes and use my legs before I get muscle atrophy. Since getting pregnant and giving birth to aerlind, I gained a lot of pounds. I have been planning to shed off a lot of those extra pounds through brisk walking. In the past, brisk walking has proved to be very effective. I find it fun and relaxing and it gives me enough time to say the rosary.

This morning, I went out for a brisk walk, 3 rounds on the dalisay-times-bayanihan-benitez-dalisay rounte. I was also able to say the joyful and sorrowful mysteries, which reminds me that I still owe the Lady 10 rosary prayers. This morning walk is my third brisk walk this week. I hope I can keep this up and lose 5 pounds in two weeks.

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Busted Chance at Impeachment

So, Atty. Raul Pulido, lawyer of magdalo, filed an impeachment complaint against PGMA. The complaint was told to be unsubstantial to have the president impeached. Then, per impeachment rules, a congressman immediately endorsed it. When asked why, he answered that it is a perfect opportunity to have the president impeached. Congressman, your eagerness and overflowing excitement for the impeachment complaint reeks of bribery. How much were you paid to endorse it immediately?

 I can only surmise that there is a bargain between the sham impeachment complaint and the magdalo prosecution. I will not be suprised if the criminal case against the magdalo soldiers will be dismissed because Atty. Pulido gave the president a huge favor by barring the filing of a real and substantial impeachment complaint.

 The lawmakers should re-write the law on impeachment. Once an impeachment complaint is filed, the congress should give out a call for other complaints to be filed and consolidate the complaints to avoid a repetition of the first and second sham impeachmet complaints against the president. A lot of Filipinos want her impeached.

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Despairs of Dual Profession

Being a certified public accountant, certified internal auditor, and law graduate-underbar with experience in finance, accounting, and consulting can be a source of frustration in getting a job. I am actively looking for a job for the past 2 weeks already. I have logged on to to access job postings of many company and have sent my applications to audit, accounting, and law related positions. If  I apply for a finance or accounting related work, they tell me that I am a law graduate and should rather work in a law firm or apply for a law-related position. If I apply for a law-related position, they tell me that I am not a lawyer and should apply for accounting-related position.


What am I to do?